| Loan amounts to 4 MIL Primary and 2nd homes to 100% CLTV |
| Loan amounts to 1 MIL on Non-Owner to 95% CLTV |
| Full, Stated, No Ratio, NINA and No Doc Available |
| Up to 4 Units All Doc Types |
| No Credit Score Option Available |
| Specialty Subprime 40 year term (40/30) |
| No-Warrantable condos for Foreign Nationals (LTV restrictions apply) & Condotels |
| Payment Shock not calculated |
| Conforming limit $400,000 |
| Gold Option ARM - MTA, Libor & Cofi index available - Start Rate 1% available. FICO as low as 620-1x30 Mortgage late ok |